The title company reviews title, issues insurance policies, facilitates closings and files and records paperwork. Title companies play several key roles in common real estate transactions. Title ...

The closing or escrow agent, who is usually an attorney or officer of a title insurance company, accepts money into the escrow accout from the buyer and the buyer´s lender, then disburses the funds ...

Closing (also referred to as settlement) is the final step in executing a real estate transaction. The closing date is set during the negotiation phase, and is usually several weeks after the offer is ...

Equity release is any way to access that accumulated value without having to move out.Equity release plans are varied and it’s very likely to find one that meets each homeowner’s specific needs. The ...

Home reversion plans are an equity release method that doesn’t involve a loan, and therefore poses no interest. These plans consist of selling all or part of your home to a company and receiving the p ...

A title seach is an examination of public records to determine and confirm a property´s legal orwnership, and find out what claims or liens are on the property. A clean title is required for any real ...

A home appraisal is an unbiased estimate of the trud (or fair market) value of what a home is worth. The appraisal can include recent sales information for similar properties, the current condition of ...

Earneat money, is money you put down as a good-faith gesture that you´re serious about buying a house. Tipically, it´s 1-5% of the purchase price. The money deposited into an escrow account with the t ...

The Due Diligence process consists of the buyer´s review of the seller´s disclosures and any home inspections the buyer wants to make. The purpose of the home inspection is for the buyer to u ...

A flexible lifetime mortgage is the only variant of lifetime mortgages that allows the homeowner to pay back part of the loan before it’s due. Specific arrangements can be made for monthly p ...