Compares selling and renting back against a new loan.
Estimates your cash proceeds and monthly rent from a leaseback.
Computes your monthly payment from price, rate, and term.
Compares equity in cash against a line of credit.
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What's next
A sale leaseback is a transaction where you sell your home and stay in it as a renter.
HOW IT WORKS
You request offers from one or more leaseback companies.
The company evaluates your home and presents a purchase price and a monthly rent.
You compare the offer against your alternatives, such as a traditional sale or a loan.
You close the sale and receive your equity as cash.
You stay in the home as a renter under the lease terms.
Yes. In a sale leaseback you sell the home and stay in it as a renter. You receive your equity in cash at closing.
No. A sale leaseback is a sale, not a loan. There is no credit score requirement.
Lease terms vary by company. As of 2026, initial terms of one to two years with renewal options are common. Confirm the term in writing before closing.
Timelines depend on the company and the market. As of 2026, most programs advertise closings within 30 to 60 days.
No. If you can afford your mortgage and want to keep building equity, staying an owner may be the better path. Compare both before deciding.
